Most automatic teller machines (ATMs) at local banks in Japan do not accept credit, debit and ATM cards issued outside of Japan. Foreign bank cards can be used at Japan Post Bank ATMs in post offices across Japan and at Seven Bank ATMs located in 7-Eleven stores, stations, airports and shopping facilities.
There are plenty of ATM cashpoints in or around Kyoto Station at which you can use foreign bank cards. In this article we will be looking at the most convenient locations, how to use the machines and also introduce a location for currency exchange.
Kyoto Central Post Office is a convenient place to find Japan Post Bank ATMs near Kyoto Station
ATMs at Kyoto Central Post Office
This is one of the most convenient north-side locations in which to find ATMs. Just step outside the north central exit of Kyoto Station and turn left. You’ll see the Post Office right ahead. Japan Post Bank ATMs accept many foreign cash cards, and the Kyoto Central Post Office has several ATMs ready to use, so you won’t be kept waiting for long.
ATMs at Kyoto Central Post Office
For cards issued overseas, Japan Post Bank ATM service hours at post offices are generally 7:00 – 23:00 from Monday to Saturday, except on national holidays, and 7:00 – 21:00 on Sundays, national holidays, December 31 and January 1 – 3. Actual availability can vary by ATM and holiday maintenance, so late-night cash withdrawals are better handled at a Seven Bank ATM.
ATMs at the post office accept cards with marks such as VISA, PLUS, MasterCard, Maestro, Cirrus, JCB, China UnionPay and Discover. Post Office ATMs have both audio and visual English guidance.
First locate the English button on the touch screen
Then you can follow the rest of the instructions in English
Seven Bank ATMs in and around Kyoto Station
Second only to the Post Office for reliability are Seven Bank ATMs. When you are out and about and you run short of money, just look for a 7-Eleven convenience store or a Seven Bank ATM sign. Seven Bank has over 28,000 ATMs at 7-Eleven stores across Japan, with additional machines in stations, airports and shopping facilities. Kyoto Station has several useful Seven Bank ATMs both inside the station building and around the north and south exits.
A 7-Eleven convenience store at Kyoto Station with a Seven Bank ATM
Inside or directly beside the station, useful Seven Bank ATM locations include Kyoto Porta, with two ATMs near the Porta Plaza B5 entrance and West Street pillar area; Kyoto City Subway Karasuma Line Kyoto Station, with two ATMs outside the north ticket gates; Asty Kyoto, with an ATM on the 1st floor at Omotenashi Koji; and the Kyoto Station Building, with an ATM beside the station-building information counter.
Other useful options include The CUBE on basement level 2, JR Kyoto Isetan on the 2nd floor, the JR Kyoto Station ATM along the north-south free passage, and the JR Kyoto Station Shinkansen ticket gate area, which has ATMs inside the Central Gate and transfer-gate areas. On the south side of the station, the 7-Eleven Kyoto Station Hachijo-guchi store has two Seven Bank ATMs and is a useful choice for late-night cash withdrawals.
This 7-Eleven has an ATM and is not far from Miyako Michi’s west exit
Seven Bank ATM service hours depend on the location. In Kyoto Station, many machines are available from early morning until late evening. The Kyoto Station Building ATM is listed from 5:00 to 1:30 the next morning, Kyoto Porta and The CUBE from 5:00 to 23:30, Asty Kyoto from 5:30 to 23:45, the subway Kyoto Station ATMs from 5:30 to 23:00, the Shinkansen ticket gate ATMs from 5:45 to 23:40, and JR Kyoto Isetan from 10:00 to 20:00. Hours can vary by installation site.
Seven Bank ATMs have English guidance and are easy to use. They accept cards with marks such as Visa, Plus, MasterCard, Maestro, Cirrus, UnionPay, American Express, JCB, Discover, and Diners Club International. Some cards with these marks may not be accepted, and service hours can also vary by card brand. Here’s how to use them:
First insert your card
Then select your language
Instructions will then appear in your language
Currency Exchange in Kyoto Station
Currency exchange is available at Trip.com group Foreign Currency Exchange Kyoto inside the TiS Kyoto Branch at JR Kyoto Station. The branch is in front of the JR Kyoto Station Central Gate, but the exchange counter is on the Kyoto Tower side of the branch, so do not enter from the Central Gate side.
TiS Kyoto Branch at Kyoto Station
The exchange counter handles 11 currencies: US dollars, euros, Chinese yuan, Australian dollars, British pounds, Hong Kong dollars, Canadian dollars, Thai baht, Swiss francs, Singapore dollars, and Swedish krona. It is open daily until 19:00 except around the year-end and New Year holiday period.
Article and original photos by Michael Lambe. All rights reserved. Last updated 02-Jul-2026.
